church finance

How to Know Your Church is Financially Fit

Previously seen on FactsandTrends.net Is your church financially fit? When asked this question, most church leaders usually have a quick, gut-level response between two extremes. Either a confident “yes” because the church has more money than it spends every year, or an absolute “no” due to the impression of too few resources to fulfill the […]

Church Budgeting: Pain or Pleasure

(Previously seen on FactsandTrends.net) The church budgeting process does not rank high on the list of the most motivating and inspiring experiences in a minister’s life. Pastors will line up to deliver a message, shepherd the hurting, pray for the wayward, and lead the body forward. However, if a pastor lays awake at night dreaming […]

When A Cash Flow Surplus May Not Be Good

I should probably start by making it clear that a baseline for me is for churches to experience a minimum of 10% surplus in revenue every year with 50% of the income arriving through digital channels. When a church is moving towards 20% surplus and 80% being received digitally, it gets real fun! However, I […]

Avoiding the Cash Flow Crisis

Vision proceeds at the speed of resources. Think about that for a moment. Here are some statements commonly heard in church planning sessions: “If only we had the resources, we could (fill in the blank).” Or, “We would do more, but the money just isn’t there.” Or, “We can’t. I wish we could, but cash […]

When A Resource Surplus Is Normal

Let’s begin with an assumption. Every church should, as a norm, experience a continual surplus of resources. Financial shortage, stress, or cut backs should not be normal. Actually, the only time a church should experience a shortage of resources is during times of uncontrollable crisis like a devastating storm or significant economic downfall. A normal […]